Tuesday, March 26, 2013

lease vs finance purchase price - AudiWorld Forums

Quote:

While this question does not pertain to my A6, I thought I would pose it here anyway. My wife is looking at the Infiniti JX and I am curious if the negotiated purchase price of the vehicle (relevant in either scenario) would tend to be lower if I was buying or leasing, or should this have no effect? Somewhat related, has anyone used truecar.com? They seem to have great negotiated pricing.

as snagitseven said, the price is the price. You will usually get a much more affordable monthly payment if you go with the lease simply because you are paying only for the car's value that you drive. So if the residual value is higher that's better for you if you plan on getting a new car on lease after let's say 3 years.

However, for individuals leasing is less recommended (at least IMO) because you are locked in for your lease term and you don't own a car. The advantage to lease is for some (like me) where you can deduct some of the lease as a business expense if you own your business.

To understand how lease is calculated and how your negotiated price can affect your lease numbers look here:

http://www.edmunds.com/car-leasing/c...e-payment.html

But I went on too much in different direction. The point is lease or buy, your negotiated price is the same and is taken as a basis for calculating your purchase or lease terms.

Also, to help you out.. My A6 I just picked up was $57,500 or something like that MSRP.. My negotiated price was $52,900. Then we took that number and calculated the lease (I took 36months / 10k miles as I don't drive as much as other people do). It wouldn't have mattered if I purchased or leased.


Last edited by nfinity; Yesterday at 01:55 PM.

Source: http://forums.audiworld.com/showthread.php?t=2844771

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